- The Cyber Thief Is Already at Your Business Doorby Chip Merlin on June 9, 2026 at 10:00 am
A recent decision involving Blue Compass RV and Twin City Fire Insurance Company 1 should be required reading for every business owner and manager who believes cyber fraud “will never happen to […]
- A Customized Approach to Data Center Constructionby James P. Bobotek, Arielle L. Murphy and Robert A. James on June 8, 2026 at 3:39 pm
Data center construction projects are, to put it mildly, distinct. They differ from traditional construction in a host of manners, and are particularly distinctive because the value of the facility […]
- Why Is Florida Letting Surplus Lines Insurers Send Florida Policyholders to New York?by Chip Merlin on June 8, 2026 at 10:00 am
Florida property owners buy insurance for Florida buildings, pay premiums from Florida, suffer hurricane losses in Florida, hire Florida contractors, and have their claims adjusted by […]
- Do Dead Human Bodies Cause Covered Property Damage? Florida Court Says Yesby Chip Merlin on June 7, 2026 at 8:13 pm
Death is many things. It is tragic, mysterious, sometimes untimely, and always final. But one morbid question that has been discussed in the FC&S at least three times is whether a dead human body […]
- Colorado Shows How to Make Property Insurance More Available and Affordableby Chip Merlin on June 6, 2026 at 7:01 pm
Many states are struggling with rising property insurance premiums, shrinking availability of coverage, and growing losses from natural disasters. Colorado is demonstrating how thoughtful leadership […]
- The Condo Insurance File Has Gone from Loss Runs to Data Runsby Chip Merlin on June 5, 2026 at 2:40 pm
I attended the Community Associations Institute (CAI) Annual Conference this week wearing two hats. One was as a lawyer who has spent a career representing policyholders. The other was as the […]
- Water Reuse Emerges as a Critical Strategy for Data Center Developmentby Ashleigh Myers, Jillian Marullo and Jason Drogin Atwood on June 4, 2026 at 7:08 pm
As demand for data centers continues to accelerate, water availability is emerging as a critical factor in project development and long-term operations. Although power supply and transmission access […]
- The Real Insurance Crisis Is Not Fraud but Systematic Undervaluation of Claimsby Chip Merlin on June 4, 2026 at 11:39 am
For decades, the insurance industry has justified legislative reforms, regulatory changes, and restrictions on policyholder rights by pointing to the specter of insurance fraud. We have repeatedly […]
- Claims of Fraud Exaggerated by Insurance Industry’s Own Statisticsby Chip Merlin on June 3, 2026 at 4:38 pm
The Wall Street Journal recently published an article with a striking headline: “The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout.” 1 The article highlighted a troubling […]
- Why Did the Insurer Deny Coverage After the Railroad Mitigated Loss? Understanding Deductibles and…by Chip Merlin on June 2, 2026 at 10:00 am
One of the fundamental principles of insurance is that policyholders should take reasonable steps to prevent loss. So, what happens when the policyholder does exactly what it is supposed to do, […]
- The Portofino Appraisal Fight Heads to Appeal—Why Every Property Insurance Professional Should Be…by Chip Merlin on June 1, 2026 at 10:00 am
Last September, I wrote about the federal court decision vacating a massive appraisal award arising from Hurricane Sally damage at the Portofino condominium complex on Pensacola Beach in When a $187 […]
- Artificial Intelligence Is Inspecting Your Roof and Deciding Your Insurance Future: Insurance…by Chip Merlin on May 31, 2026 at 10:00 am
A homeowner receives a notice of nonrenewal. The reason is not an inspection by a person. Nobody knocked on the door. Nobody climbed a ladder. Nobody spoke with the homeowner. Instead, an algorithm […]
- A Sewer Backup Endorsement That Vanished When It Was Needed Mostby Chip Merlin on May 30, 2026 at 10:00 am
Insurance companies offer and sell endorsements that can be purchased to fill coverage gaps. Policyholders pay additional premiums because they believe they are obtaining protection against specific […]
- The Insurance Industry’s Quiet War Against Public Adjusters Updateby Chip Merlin on May 29, 2026 at 10:00 am
I recently wrote about a controversial lawsuit involving anti-public adjuster endorsements being used by surplus lines insurers in The Insurance Industry’s New Playbook: Hire a Public Adjuster, and […]
- Data Center Growth Brings Water Use into Sharper Focus in Texasby Ashleigh Myers, Jillian Marullo and Marcus Manca on May 26, 2026 at 11:26 pm
As data center development continues to expand—driven by demand for artificial intelligence, cloud computing and other digital infrastructure—the use and availability of water have emerged as a […]
- Introducing the Updated 2026 Pillsbury Guide to Data Centersby Gravel2Gavel Team on May 18, 2026 at 9:07 pm
Since the initial publication of the Pillsbury Guide to Data Centers in 2025, the market has continued to evolve—most notably with respect to power availability, energy strategy, tax and incentives […]
- Building for the World Cup, Investing for the Futureby Adam J. Weaver, Noa L. Clark, Allan C. Van Vliet and Melissa Hanson on May 18, 2026 at 8:03 pm
In February 2023, shortly after the conclusion of the 2022 Men’s FIFA World Cup, we looked ahead to 2026 and noted that the largest World Cup in history would be coming to North America, and with […]
- A Permitting Base Checklist for Data Centers and Power Plantsby Michael S. McDonough, Stephen J. Humes and Stacey C. Wright on May 11, 2026 at 5:57 pm
There is a lot of talk these days about “license to operate” for data centers, meaning management of the relationships with stakeholders and broader communities concerning both the benefits and […]
- Micromobility in Smart Cities: Keeping the Wheels in Motionby James P. Bobotek on May 5, 2026 at 3:42 pm
Mobility is the lifeblood of any city. How people are able to travel in, out and within a metropolitan area is vital to its citizens, businesses, supply chains and social services. And as U.S. cities […]
- PJM’s Reliability Backstop Procurement Proposal—Fast-Track Capacity to Meet Rising Large-Load…by Stephen J. Humes, Alicia M. McKnight, Jason Drogin Atwood and Andrew H. Jacobs on April 17, 2026 at 7:21 pm
In January, we discussed the Statement of Principles jointly signed by the National Energy Dominance Council and governors across the mid-Atlantic region—framing accelerating demand (especially […]
- Self-Healing Infrastructure Could Pave the Road to the Futureby Allan C. Van Vliet on April 14, 2026 at 4:56 pm
A single hairline crack in a bridge deck can seem insignificant. But left undetected, minor cracks and fissures expand, water seeps in, steel corrodes and repair costs start to increase. This risk […]
- Powering Data Centers in a Moving Regulatory Landscape: Positioning Deals Before FERC’s Next Moveby Stephen J. Humes, Alicia M. McKnight and Andrew H. Jacobs on April 7, 2026 at 5:50 pm
The explosive growth of data‑center load—driven by artificial intelligence, cloud computing and the expansion of digital infrastructure across industries—has forced U.S. energy regulators into […]
- Whose Property Line Is That Anyway? Understanding Massachusetts Boundary Line Disputes and…by Rich Vetstein on March 15, 2026 at 7:23 pm
How Surveyors and Courts Determine Property Lines in Massachusetts (Part I of a Multi-Part Series) If you’ve ever looked at your property line and thought, “Wait, does that fence belong to me or […]
- California Access Easements -When they may be Paved or Graveledby Law Office of James J. Falcone on January 20, 2026 at 4:02 pm
When an access easement doesn’t specify what type of road surface it may have, can it be paved? Only if is reasonably necessary to make it available for safe and convenient vehicular travel.
- LANDLORD ADVISORY: Preparing for Statewide Rent Control in Massachusetts (2026 Ballot Initiative)by Rich Vetstein on November 26, 2025 at 3:26 am
I just read a very alarming Suffolk U/Boston Globe poll which indicates 62.6% statewide voter support of the statewide rent control ballot initiative. With the first round of signatures obtained, the […]
- Massachusetts Bans Home Inspection Waivers…Well, Sort Ofby Rich Vetstein on October 17, 2025 at 1:30 pm
Everything Buyers, Sellers, and Agents Need to Know: New Disclosure Form, As-Is Sales Still OK, Exemptions, and Other Changes to Current Practice Starting October 15, 2025, Massachusetts joined a […]
- From Success! to Arrest: Stephen Webster, CEO of Success Real Estate Indicted On $11.6 Million…by Rich Vetstein on October 1, 2025 at 8:02 pm
Plymouth County Prosecutors Outline Egregious Case of Embezzlement and Fraud by Stephen Webster, former CEO of now defunct Success! Real Estate Finally, the law caught up with Stephen Webster of […]
- Title Insurance Compensates for Loss Based on the Highest and Best Use, Not the Use at the Time of…by Law Office of James J. Falcone on February 20, 2025 at 6:36 pm
A title insurance policy does not insure against future events. Instead, title insurance indemnifies the insured against loss resulting from differences between the actual title and the record title […]
- Success Real Estate’s Sudden Closing and Owner’s Alleged Embezzlement Leaves Agents and Buyers…by Rich Vetstein on January 11, 2025 at 10:23 am
BREAKING NEWS Update (Oct. 1, 2025): Stephen Webster Indicted and Arrested On Embezzlement and Larceny Charges Owner Stephen Webster Accused Of Pilfering Over $1 Million In Escrow and Firm Funds As […]
- Massachusetts Homestead Exemption Increased to $1 Millionby Rich Vetstein on September 27, 2024 at 2:26 pm
New Increase Included In Recently Passed Affordable Homes Act Flying under the radar in the recently passed Affordable Homes Act is that the amount of protection offered by a recorded Declaration of […]
- A Counterfeit South Carolina Driver’s License, Forged Deed, and a UPS Store In Philadelphia: The…by Rich Vetstein on September 12, 2024 at 3:20 pm
FBI Investigation: Scam Artists Use Forged Deed and Counterfeit ID’s to Steal Concord, MA Property; Local Real Estate Agent, Developer, and Attorneys Caught Up In Fraudulent Transaction Using a […]
- Massachusetts Eviction Record Sealing Bill Signed Into Lawby Rich Vetstein on August 7, 2024 at 11:51 am
Tenants Given Presumptive Right to Seal Certain Eviction Records; Strict Rules Imposed On Credit Reporting Agencies; Landlords May Lose Invaluable Tenant Screening Tool After years of lobbying, […]
- A Ticking Time Bomb: HOA Covenants Across Massachusetts May Have Silently Expiredby Rich Vetstein on July 13, 2024 at 3:23 pm
Hundreds of Massachusetts Homeowner’s Association (HOA) Covenants, Conditions and Restrictions (CCR’s) May Be Void and Unenforceable After a homeowner balked about paying a late fee, I was […]
- When a Real Estate Agent Acting as Referee in California Partition is Immune from Lawsuits –…by Law Office of James J. Falcone on April 29, 2024 at 4:33 pm
In California, a Partition action is used to resolve disputes between property owners, and results in sale of the property or physical division. The most common result is a judicial sale of the […]
- The Massachusetts Lis Pendens: The Definitive Guide For Lawyers and Clientsby Rich Vetstein on January 21, 2024 at 8:30 pm
A Massachusetts Real Estate Litigator Talks About Lis Pendens Basics, Strategy, and Pro Tips. Recently, I gave a well attended webinar for the Real Estate Bar Association on a subject that is near […]
- An Exception to the Due on Sale Clause – Sale from Parent to Child Using An All-Inclusive or…by Law Office of James J. Falcone on November 30, 2023 at 4:10 pm
An all-inclusive deed of trust (“AITD”) is used when the seller will be financing part of the selling price, and the buyer will also take subject to the existing deed of trust. The seller remains […]
- Tenant Rental Assistance Eviction Protection (Chapter 257) Re-enacted By Legislature and Gov. Healeyby Rich Vetstein on September 9, 2023 at 2:14 am
Non-payment Evictions Put On Hold Until Tenant RAFT Applications Are Denied/Approved Ignoring strong opposition from property owners, the Legislature and Gov. Healey have re-enacted a Covid-19 era […]
- Buying a Home: What to Know About An Appraisal Contingencyby Oppenheim Law on September 4, 2023 at 9:26 pm
If you are a homebuyer seeking a mortgage and the house you contract for appraises for less than the actual contract price, you need to fully evaluate whether to waive the so-called appraisal gap. […]
- The Calm Before The Stormby Oppenheim Law on August 22, 2023 at 8:53 pm
We are in a percolating real estate cycle which is clearly symbiotic with the economy. For some, the economy is going quite well. For example, those who have 401(k)s are generally impressed with how […]
- An Alternative to Traditional Lender Mortgages: Seller Financingby Oppenheim Law on August 4, 2023 at 8:28 pm
Are you a seller willing to provide a mortgage to a prospective home purchaser? Or, are you a residential home purchaser able to purchase a home for full price or even a higher offer and seek […]
- When Will the Housing Market Pick Up Again?by Oppenheim Law on July 25, 2023 at 12:49 pm
Why Is the Housing Market So Sluggish? There is a critical shortage of homes causing a weak housing market. Sales of pre-owned homes dropped 3.3% in June from May, and 18.9% lower than from June of […]
- Florida’s Controversial New Law: Limitations of Foreigners Acquiring Real Propertyby Oppenheim Law on July 5, 2023 at 1:08 pm
As of July 1, 2023, Florida’s recently enacted legislation, SB264, restricts certain foreigners from buying or owning Florida real estate. Specifically, the new law, codified in Florida Statutes […]
- Zombie Mortgages & Potential Foreclosures by Oppenheim Law on June 6, 2023 at 10:31 pm
Many homeowners may have taken second mortgages, including home equity lines of credit, on their homes years ago, and thought that the underlying mortgage debt for such loans was forgiven. Other […]
- Do cash homebuyers have an advantage?by Oppenheim Law on May 1, 2023 at 4:48 pm
Cash offers on homes have increased substantially over the last few years. In 2022, according to Redfin, 30% of all home sales were paid with all cash with 64% of all $1 million plus sales in Palm […]
- Florida’s Affordable Housing Lawby Oppenheim Law on April 13, 2023 at 7:47 pm
The Live Local Act is Florida’s response to the housing crisis affordable legislation, designed to provide developers with substantial tax breaks and hundreds of millions of dollars in funding. On […]
- Housing Court To Speed Up Eviction Cases and Shift To More In-Person Eventsby Rich Vetstein on April 4, 2023 at 12:45 am
New Rules Aimed At Reducing Pandemic Era Case Backlogs and Delays Are the old days of packed Thursday morning summary process sessions coming back? They just may be. With the expiration of a pandemic […]
- Back to the Financial Time Machine: Bracing for the 2023 Recessionby Oppenheim Law on March 28, 2023 at 11:14 pm
As the global economic landscape continues to devolve, it is crucial to draw upon the lessons learned from previous financial crises, much like Marty McFly’s thrilling time travel experiences in […]
- Best Home Deals? New Construction!by Oppenheim Law on March 13, 2023 at 7:39 pm
While there still are residential home buyers waiting to buy until mortgage rates lower and with home appreciation prices slowing, there are nevertheless opportunities for homebuyers in the new […]
- Boston Rent Control Bill Will Wreak Havoc In City’s Housing Marketby Rich Vetstein on March 9, 2023 at 9:55 pm
Wu Administration Misled Public On Details Of Plan: Corrupt Local Rent Control Boards Can Override Rent Increases, Lifetime Leases Allowed, Small Housing Providers Unfairly Targeted The Boston City […]
- Worcester Area Couple Evicted For 14th Time, Leaving Trail of Unpaid Judgments and Moving Bills For…by Rich Vetstein on February 2, 2023 at 11:59 am
In my 25 years of law practice, I’ve seen a lot of crazy stuff, but this recent eviction case may top my list of “Professional Tenants.” With 14+ evictions, a slew of larceny charges on their […]
